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Short Sale : Writing A Letter Of Hardship
A short sale is when a property is sold for less than its remaining mortgage principal balance, and executed as a way for both the existing homeowner and mortgage lender to reduce their respective...
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What To Do When Your Home Doesn’t Appraise At Its Purchase Price
Experienced home sellers in Naperville know that reaching a sales agreement with a potential buyer can be just the start of the negotiation process. There are often inspection issues to resolve, among...
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Questions First-Time Home Buyers Should Ask
Nationwide, mortgage rates are low in DC and home prices remain relatively low, too. This combination, plus rising rents, is pushing renters in some cities — including Arlington, VA — toward...
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When It Pays To Refinance Your Mortgage — Literally
To refinance a mortgage means to pay off your existing loan and replace it with a new one. There are many reasons why homeowners opt to refinance, from obtaining a lower interest rate, to shortening...
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Which Is Better : 15-Year Fixed Rate Mortgage Or 30-Year Fixed Rate Mortgage?
As a home buyer or refinancing household in Fairfax, VA , you have choices with respect to your mortgage. You can choose a loan with accompanying discount points in exchange for lower mortgage rates;...
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How To Maintain Adequate Homeowners Insurance Coverage
In the aftermath of Hurricane Sandy, stories have emerged of homeowners whose hazard insurance coverage was too low to cover the damage to their respective properties. Unfortunately, this scenario is...
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